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Unit Head - Debit Cards Product (AVP / VP) at National Bank of Pakistan 2026 | Genzeejobs

Unit Head - Debit Cards Product (AVP / VP)

National Bank of Pakistan

📍 Lahore, Punjab, Pakistan ⏰ Contract 🌐 On-site 💼 As per Bank's Policy

Posted on:

Application deadline:

About This Role

National Bank of Pakistan, 'The Nation's Bank', aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. The Bank is looking for talented, dedicated and experienced professionals for the position of Unit Head - Debit Cards Product (AVP / VP) in the area of Digital Banking. This is a 3-year contractual position that may be renewed at the discretion of the Management, based at Lahore.

Key Responsibilities

  • Contribute to the strategic planning and execution of initiatives aimed at growing the Bank's debit card business in alignment with overall organizational goals
  • Lead efforts to enhance debit card activation, usage, and customer engagement across key segments
  • Identify and implement improvements in product features, benefits, and customer experience to strengthen the debit card offering
  • Support revenue growth objectives through monitoring transaction performance, interchange income, and related fee streams
  • Collaborate with internal stakeholders and external partners to expand the debit card ecosystem and introduce value-added services
  • Oversee operational efficiency by ensuring smooth, secure, and customer-centric card issuance and service processes
  • Assist in managing risk and compliance, ensuring robust controls against fraud and adherence to all regulatory and payment scheme requirements
  • Work closely with marketing and branch teams to design and execute promotional activities that drive debit card adoption and spend
  • Track Key Performance Indicators (KPIs) for debit card issuance, activation, and usage, providing insights and reports for management review
  • Stay abreast of market trends and competitive developments to support data-driven decision making and product innovation
  • Foster collaboration and alignment across cross-functional teams to ensure timely execution of debit card initiatives and projects
  • Perform any other assignments as assigned by the supervisor(s)

Requirements & Qualifications

  • Minimum Graduation or equivalent from a local or international university/college/institute recognized by the HEC of Pakistan
  • Bachelor's degree in Computer Science (HEC recognized) or relevant field (preferred)
  • Master's degree in Computer Science (HEC recognized) or relevant field (preferred)
  • At least 6 years of experience in Card Business
  • Experience in Digital Payments in Financial Services
  • Experience in Telecom industry
  • Experience in Fintech
  • Experience in digital channels & payments ecosystem (preferred)
  • Strong analytical & technical skills
  • Strong leadership & communication skills
  • Sound understanding of products & services offered in Digital Banking
  • Thorough understanding of the needs of local & regional clients
  • Knowledge of digital banking regulations, governance and compliance framework

Skills & Expertise

Card Business Management Digital Payments Product Strategy Debit Card Product Development Customer Engagement Product Features Design Revenue Growth Management Transaction Performance Monitoring Interchange Income Management Risk Management Fraud Control Regulatory Compliance Payment Scheme Requirements Operations Management Marketing Collaboration KPI Tracking Market Trends Analysis Data-Driven Decision Making Product Innovation Cross-Functional Team Leadership Analytical Skills Technical Skills Digital Banking Knowledge Stakeholder Management

What We Offer

  • 3-year contractual position (renewable at Management discretion)
  • Compensation package as per Bank's policy
  • Benefits as per Bank's policy / rules
  • Opportunity to work with a leading Pakistani bank
  • Professional growth in digital banking and card products
  • Leadership opportunity in growing debit card ecosystem
  • Contribution to National Bank's digital transformation strategy

How to Apply

  1. 1 Click the "Apply Now" button above to visit the application portal
  2. 2 Complete your profile with all required information
  3. 3 Upload your resume and cover letter
  4. 4 Review and submit your application
  5. 5 Selected candidates will be contacted for interviews

Tips to Increase Your Chances

Before You Apply

  • Review the job description carefully – Match your experience with specific requirements
  • Tailor your resume – Highlight relevant skills and achievements
  • Prepare a cover letter – Explain your interest in this specific role

During the Application

  • Complete all fields – Don't leave any required sections blank
  • Proofread everything – Check for spelling and grammar errors
  • Submit early – Beat the deadline and show professionalism

After You Apply

  • Follow up professionally – Contact after 1-2 weeks if appropriate
  • Prepare for interviews – Research the company and practice common questions
  • Stay professional – Maintain all communication in a professional tone

Key Skills to Highlight

  • Technical Skills – Highlight relevant software and platforms
  • Soft Skills – Communication, teamwork, problem-solving abilities
  • Achievements – Quantify your accomplishments with numbers

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