6 Positions at National Bank of Pakistan (NBP)

About the Job

National Bank of Pakistan (NBP), "The Nation's Bank," aims to support the financial well-being of the Nation along with enabling sustainable growth and inclusive development through its wide local and international network of branches. Being one of the leading and largest banks of Pakistan, National Bank of Pakistan is contributing significantly towards socioeconomic growth in the country with an objective to transform the institution into a future-fit, agile and sustainable Bank.

In line with our strategy, the Bank is looking for talented, dedicated and experienced professional(s) for the following positions in the area of Inclusive Development. Individuals who fulfill the basic eligibility criteria may apply.

Job Details

• Hiring Organization: National Bank of Pakistan (NBP)
• Sector: Banking / Inclusive Development
• Employment Type: The employment will be on a contract basis, for three years which may be renewed on the discretion of the Management. Selected candidates will be offered a compensation package and other benefits as per Bank's policy / rules.
• Application Deadline: Applications must be submitted online within 10 working days from the date of publication of this advertisement. Based on the publication date of May 17, 2026, the deadline is May 28, 2026.

Available Positions & Detailed Criteria

Wing Head - Policy & Product Programs (VP)

• Reporting To: Divisional Head - SME Business Division
• Educational/Professional Qualification: Minimum Graduation or equivalent from a local or international university / College / Institute recognized by the HEC of Pakistan. Candidates having a Master's degree in Business and / or any other professional certifications such as AIBP, JAIBP will be preferred.
• Experience: Minimum 08 years of experience in SME financing and / or commercial lending, out of which 03 years in a managerial and / or team lead role. Candidates with functional expertise in designing / managing / implementation of policies and products for SME and / or commercial business in a commercial bank will be considered.
• Other Skills / Expertise / Knowledge Required: * Strong understanding of SME, Commercial Financing, Trade Finance, Product Structuring, Banking Regulation and Market Dynamics.
• Ability to lead a team.
• Ability to manage multiple tasks, organize priorities and meet targets.
• Proficient in MS Office Suite (Outlook, Excel, Word, PowerPoint).
• Outline of Main Duties / Responsibilities:
• To lead the development and enhancement of SME financing products, programs, and policy frameworks aligned with business strategy and regulatory guidelines of the State Bank of Pakistan.
• To design SME product structures including working capital, trade finance, seasonal financing, and specialized schemes, ensuring alignment with target segments and sectoral priorities.
• To formulate and periodically review SME credit policies, product programs, and eligibility criteria to ensure consistency, clarity, and risk alignment.
• To conduct market research, competitor benchmarking, and portfolio analysis to identify product gaps and introduce innovative SME financing solutions.
• To collaborate with Risk, Credit, Compliance, and Business teams to ensure all policies and product programs are robust, compliant, and aligned with the Bank's risk appetite.
• To evaluate regulatory changes and industry developments to proactively update policies and design compliant, future-ready SME product frameworks.
• To perform any other assignment as assigned by the supervisor(s).
• Place of Posting: Karachi

Unit Head - General Financing (SME) (AVP / VP)

• Reporting To: Wing Head - SME Financing Wing
• Educational/Professional Qualification: Minimum Graduation or equivalent from a local or international university / College / Institute recognized by the HEC of Pakistan. Candidates having a Master's degree in Business and / or any other professional certifications such as AIBP, JAIBP will be preferred.
• Experience: Minimum 06 years of experience in SME financing and / or commercial lending. Candidates with functional expertise in credit risk assessment / credit approval / credit processing / portfolio management in a commercial bank will be considered.
• Other Skills / Expertise / Knowledge Required:
• Strong understanding of Credit, General, Seasonal Lending, SBP PRs and Trade Finance.
• Sound knowledge of Banking Regulations and Market Dynamics.
• Ability to manage multiple tasks, organize priorities and meet targets.
• Proficient in MS Office Suite (Outlook, Excel, Word, PowerPoint).
• Outline of Main Duties / Responsibilities:
• To oversee and manage the SME General Financing portfolio, including working capital, trade-related, and general-purpose financing while ensuring balanced growth and strong asset quality.
• To drive portfolio performance in alignment with approved targets, sectoral limits, risk parameters, and profitability objectives set by management.
• To review and assign credit proposals, supervise credit analysts, ensure quality credit analysis, ensure quality and coordinate with RMG for timely approvals and resolution of credit-related matters.
• To monitor portfolio utilization, yield generation, concentration risks, and overall performance to ensure portfolio sustainability and growth.
• To support the Wing Head in setting annual business targets, portfolio strategy and sectoral allocation plans for SME Financing.
• To support policy review, dissemination of procedures and implementation of credit guidelines across SME operations.
• To facilitate capacity building of field staff through training, coaching and technical guidance on SME credit practices.
• To manage overall team performance including appraisal processes, turnaround time monitoring, and productivity improvement initiatives.
• To perform any other assignment as assigned by the supervisor(s).
• Place of Posting: Karachi

Unit Head - Collection & Recovery (AVP / VP)

• Reporting To: Wing Head - SME Financing & Collection
• Educational/Professional Qualification: Minimum Graduation or equivalent from a local or international university / College / Institute recognized by the HEC of Pakistan. Candidates having a Master's degree in Business and / or any other professional certifications such as AIBP, JAIBP will be preferred.
• Experience: Minimum 06 years of banking / Financial services experience in collections and / or recovery and / or handling credit risk (SME / Commercial). Candidates with functional expertise in collections, delinquency management, loan restructuring or designing and executing collection strategies in a commercial bank will be considered.
• Other Skills / Expertise / Knowledge Required:
• Strong understanding of Credit, General, Seasonal Lending, SBP PRs and Trade Finance.
• Sound knowledge of Banking Regulations and Market Dynamics.
• Ability to manage multiple tasks, organize priorities and meet targets.
• Proficient in MS Office Suite (Outlook, Excel, Word, PowerPoint).
• Outline of Main Duties / Responsibilities:
• To develop and execute the SME Collections & Recovery strategy aligned with portfolio quality objectives, risk appetite, and regulatory framework of the State Bank of Pakistan.
• To conduct regular portfolio reviews, delinquency trend analysis, and recovery performance tracking to identify gaps and implement corrective measures for improved recovery outcomes.
• To strengthen early warning systems and proactive monitoring mechanisms to identify stress signals and initiate timely corrective actions.
• To drive digitalization of SME collections through implementation of collection systems, dashboards, automated reminders, and analytics-driven strategies.
• To lead, mentor, and develop SME collections teams across regions to build a strong, performance-driven recovery culture and enhance recovery efficiency.
• To coordinate with credit, risk, and legal functions to ensure effective resolution of non-performing exposures and recovery cases.
• To ensure compliance with SBP regulations, internal policies, and recovery guidelines in all collections and recovery activities.
• To perform any other assignment as assigned by the supervisor(s).
• Place of Posting: Karachi

Unit Head - Marketing & Strategic Alliances (AVP / VP)

• Reporting To: Wing Head - Policy & Product Programs
• Educational/Professional Qualification: Minimum Graduation or equivalent from a local or international university / College / Institute recognized by the HEC of Pakistan. Candidates having a Master's degree in Business and / or any other professional certifications such as AIBP, JAIBP will be preferred.
• Experience: Minimum 06 years of banking / financial services experience in Product marketing and / or Business development and / or handling strategic partnerships / business growth initiatives for SME and / or commercial business segment. Candidates with functional expertise in developing / executing marketing strategies for financial products and / or managing lending products launch in a commercial bank will be considered.
• Other Skills / Expertise / Knowledge Required:
• Strong understanding of Credit / General / Seasonal Lending, SBP PRs and Trade Finance.
• Sound knowledge of Banking Regulations and Market Dynamics.
• Ability to manage multiple tasks, organize priorities and meet targets.
• Proficient in MS Office Suite (Outlook, Excel, Word, PowerPoint).
• Outline of Main Duties / Responsibilities:
• To develop and execute SME Marketing & Strategic Alliances strategy aligned with business growth objectives, brand positioning, customer acquisition targets, and SBP regulatory guidelines.
• To lead the design and rollout of integrated marketing campaigns across digital, on-ground, and partner channels to enhance visibility of SME products and services, improve customer engagement, and increase product penetration.
• To build and manage strategic partnerships with corporates, fintechs, aggregators, chambers of commerce, trade bodies, and ecosystem players to generate sustainable alliance-driven business opportunities.
• To conduct market research, competitor benchmarking, and customer insights analysis to refine value propositions, strengthen brand visibility, and support targeted growth initiatives.
• To monitor marketing campaign performance and alliance outcomes, ensuring continuous improvements to maximize visibility, market presence, and business impact.
• To coordinate with internal stakeholders including product, credit, and operations teams to ensure alignment of marketing initiatives with business delivery capabilities.
• To ensure compliance with internal policies, regulatory requirements, and bank-wide branding standards across all marketing and alliance activities.
• To perform any other assignment as assigned by the supervisor(s).
• Place of Posting: Karachi

Regional Manager - SME (AVP / VP)

• Reporting To: Regional Executive - Inclusive Development
• Educational/Professional Qualification: Minimum Graduation or equivalent from a local or international university / College / Institute recognized by the HEC of Pakistan. Candidates having a Master's degree from HEC recognized university / institution will be preferred.
• Experience: Minimum 06 years of banking experience, out of which at least 03 years in SME banking preferably as Team Leader / Unit Head / Regional Manager / Business Head. Candidates having working experience in Commercial banking would be preferred.
• Other Skills / Expertise / Knowledge Required:



• Sales management & strong interpersonal skills.
• Geographical knowledge of the place of posting.
• Strong verbal and written communication skills.
• Sound knowledge of banking and lending products.
• Proficient in MS Office suite (Word, PowerPoint & Excel).
• In-depth knowledge of SBP Prudential Regulations and regulatory requirements related to Commercial & SME lending.

• Outline of Main Duties / Responsibilities:

• To meet Commercial & SME assigned business growth and profitability targets of lending and trade business through marketing of new business relationships.
• To establish, develop and maintain existing portfolio contributing to the overall client relationship strategy.
• To prepare credit proposals along with financial analysis ensuring risk parameters are adequately addressed, industry overview, financial spreads and projections.
• To recommend request for the approval of credit exposure for existing and fresh customers.
• To conduct frequent visits and follow up with the customers and branches for timely recovery of markup / principal.
• To prepare security documents in liaison with CAD and legal counsel for completion of disbursement formalities as per sanction advice.
• To arrange disbursement after issuance of DAC.
• To prepare credit related statistics and MIS for internal and external authorities.
• To assist National Business Head in designing procedure for effective and efficient processing of loans in region / branch.
• To closely monitor clients for identification of business opportunities and anticipate potential risks.
• To proactively take action on possible risk issues and concerns.
• To provide timely and accurate service & support for the retention of CSME customers.
• To identify and recommend workflow and process alternatives leading to improve efficiency and service levels.
• To adhere Bank's policies and regulatory requirements in terms of CSME financing.
• To demonstrate and foster positive attitudes and trust among clients, prospects and employees.
• To prepare Statement of Classified Advances (SCA) in coordination with credit staff.
• To work with stakeholders regarding collection and recovery of loans.
• To perform any other assignment as assigned by the supervisor(s).
• Place of Posting: Bannu, Karachi, Quetta, Sibbi, Sawat, Mianwali and Muzaffarabad AK.

MIS Support Officer Ill & Dashboard (OG-II / OG-I)

• Reporting To: Unit Head BI & Dashboard
• Educational/Professional Qualification: Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan. Candidates possessing a Business Intelligence (BI) certification will be preferred.
• Experience: Minimum 02 years of banking experience, out of which 01 year in MIS and / or Dashboard Management.
• Other Skills / Expertise / Knowledge Required:

• Advanced analytical thinking and variance analysis skills, with expertise in Power BI and dashboard creation.
• Strong interpersonal and communication skills for effective field coordination.
• Data Modeling & Automation OLAP cubes, DAX/MDX, ETL Pipeline.
• Proficiency in the Data Modeling, Data Analytics & Reporting MS Office Suite, with expert-level skills in Excel and PowerPoint.
• BI, SQL, SSIS, SSRS, Report Builder, Power Query.
• Outline of Main Duties / Responsibilities:
• To monitor RM productivity, performance, and efficiency metrics through structured dashboards and reporting tools.
• To track targets versus actual performance on a daily, weekly, and monthly basis, highlighting key variances and trends.
• To identify underperforming regions, segments, and RMs, and recommend corrective actions for performance improvement.
• To design, develop, and maintain interactive dashboards using Power BI or Excel for performance monitoring.
• To ensure timely updates of dashboards covering regional performance, RM productivity, and portfolio growth KPIs.
• To standardize reporting formats and ensure consistency across all regions and business units.
• To provide regular performance updates and actionable insights to Business Team and field leadership.
• To support regional teams in understanding KPIs, metrics, and dashboard interpretation for better decision-making.
• To coordinate with IT, Data, and Business teams to ensure seamless project delivery and alignment with business goals.
• To ensure data integrity, accuracy, and consistency across all dashboards and reports.
• To resolve data discrepancies proactively to maintain reliability of reporting systems.
• To perform any other assignment as assigned by the supervisor(s).
• Place of Posting: Karachi

Terms & Conditions

• Only shortlisted candidates strictly meeting the above-mentioned basic eligibility criteria will be invited for test and / or panel interview(s).
• Applications received after the due date will not be considered.
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• No TA / DA will be admissible for test / interview.
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• National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.

How to Apply

• Interested candidates may visit the website www.sidathyder.com.pk/careers and apply online within 10 working days from the date of publication of this advertisement.

Expert Advice

Applying for mid-to-senior tier roles within a major public sector banking institution like NBP requires a strategy that aligns precisely with structural and regulatory environments:

• Incorporate SBP PR Frameworks: For the managerial and strategy roles (Positions 01 to 05), your resume must strongly project a solid footprint in State Bank of Pakistan (SBP) Prudential Regulations. Make sure to clearly mention past experience designing or handling loan products under these specific mandates.
• Emphasize Business Optimization Metrics: If you are applying for the Regional Manager or Unit Head tracks, focus on quantifiable banking achievements. Highlight numbers such as the size of the loan portfolio managed, recovery rate percentages, or specific branch target achievements.
• Match Tech Stack Keywords Exactly: For the MIS Support Officer role, standard automated filters will scan specifically for tech stacks. Ensure keywords like Power BI, DAX, SQL, ETL pipelines, and OLAP cubes are clearly documented alongside your relevant analytical financial projects.