Senior Manager - Payments, Liquidity & Virtual Accounts at Mashreq Bank – Pakistan 2026

Job Overview

Mashreq Bank, a leading financial institution in the Middle East and a pioneer in digital banking innovation, is seeking a highly analytical, collaborative, and execution-focused Senior Manager - Payments, Liquidity & Virtual Accounts to join its Center of Excellence (PAKCOE). Stationed under the MGN Pak – TECH – Digital – GTB.MIT unit, this role sits at the absolute center of Mashreq's Global Transaction Banking (GTB) transformation ecosystem.

The successful candidate will serve as a premier Techno-Functional Expert to support the regional expansion of Virtual Accounts, Payment, and Liquidity Management Solutions. This strategic positioning reinforces the subject matter expertise of specialized corporate banking systems, specifically the new Oracle Banking Liquidity Management (OBLM), Oracle Banking Virtual Account Management (OBVAM), and Oracle Banking Payments (OBP) platforms. Operating across the full technology stack, the manager will bridge the gap between complex business workflows and deep-tier technical infrastructure to ensure the platform stays on the absolute leading edge of financial technology.

Vacancy Details & Operational Framework

• Job Title: Senior Manager - Payments, Liquidity & Virtual Accounts
• Job Identification (Req ID): 2673
• Hiring Entity: Mashreq Bank (PAKCOE - Pakistan Center of Excellence)
• Department: TECH - Digital - Global Transaction Banking (GTB)
• Job Location: Pakistan (Hybrid Operational Model)
• Job Schedule / Employment Type: Full-time, Regular

Key Responsibilities & Job Duties

• Techno-Functional Leadership: Functioning as the definitive Subject Matter Expert for the OBVAM, OBP, and OBLM platforms, steering technical requirements, system architecture alignments, and high-impact product deployments across front-to-back technology stacks.
• Requirements Translation: Partnering closely with GTB Product Owners, Business Analysts, and cross-functional technology teams to break down complex corporate cash management demands and translate business requirements into highly accurate, vendor-specific technical specifications.
• Root Cause Analysis & Prioritization: Analyzing deep-tier transaction banking system anomalies, leading structured Root Cause Analysis (RCA) procedures, and participating in executive decision-making frameworks regarding issue prioritization.
• Vendor Governance: Serving as the primary technical interface to coordinate with software vendors, tracking engineering defects, managing patch applications, and expediting software defect resolutions.
• Testing Pipeline Oversight: Supporting all systematic testing phases and authoring corresponding governance assets (including testing strategies, test scenarios, and optimized test data setups) across System Integration Testing (SIT), Regression Testing, Performance Tuning, and downstream system integrations.
• Change Request Architecture: Performing thorough impact assessments of proposed Change Requests (CRs) on existing production models, mitigating regression risks, and facilitating safe production deployment protocols.
• Operational Readiness: Coordinating specialized product testing runs and functional training workshops for Business and Operations end-users, alongside arranging end-to-end technical product demonstrations for key stakeholders.

Required Qualifications & Technical Skills

• Education: A Bachelor of Engineering in Computer Science, an Information Technology degree, or an equivalent post-graduate technical qualification from a recognized university.
• Professional Track Record: A minimum of ten (10) to twelve (12) or more years of active, progressive experience operating inside relevant banking technology environments.
• Core Platform Domain Expertise: Verifiable, hands-on architectural experience deploying, configuring, or supporting Oracle's specialized transaction banking modules, explicitly OBLM, OBP, and OBVAM.
• Banking Sector Literacy: Comprehensive, deep-rooted knowledge of global corporate banking domains, with localized expertise covering liquidity structures, virtual account sweeping, cash pooling, and automated payment routing mechanics.
• Transformation Pedigree: Demonstrated history of contributing directly to large-scale banking transformation projects, specifically those involving extensive process optimization, legacy system migrations, and architectural changes.
• Communication & Documentation: Exceptional interpersonal verbal communication, presentation, and reporting skills, coupled with a proven ability to author premium, audit-ready technical system documentation.

What Mashreq Bank Offers Employees

• An attractive corporate salary structure complemented by standard financial sector benefits and performance incentives.
• Exposure to a hybrid working arrangement that balances professional flexibility with collaborative on-site teamwork within a specialized Center of Excellence (COE).
• Direct involvement with cutting-edge banking technologies and large-scale digital transformation portfolios moving modern fintech trends forward.
• A highly dynamic, international workplace culture that actively values continuous capability development, career agility, and technological innovation.

How to Apply Online (Step-by-Step Guide)

1. Access the Corporate Application Dashboard: Qualified banking technology professionals must navigate directly to the official Mashreq Bank Oracle Cloud recruitment platform using the exact URL: https://hcld.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/2673
2. Verify Job Identification: Confirm the landing interface maps accurately to Job Identification Number 2673 under the official CX_1 experience site.
3. Build the Candidate Portfolio: Complete the mandatory digital profile fields, input formal academic credentials, and upload a comprehensive, updated CV.
4. Detail Oracle Techno-Functional Metrics: Candidates must ensure the submitted resume explicitly highlights past involvements with Oracle Banking suites (OBLM, OBVAM, OBP), multi-currency cash management flows, and specific vendor defect-tracking cycles before finalizing the submission.

Important Dates & Recruitment Governance

• Job Posting Date: May 28, 2026
• Job Status: Active / Open
• Selection Process: Managed on a rigorous intake basis by the Mashreq Bank Technology Talent Acquisition team.

Expert Advice for Applicants

• Lead with Your Specific Oracle Module Involvements: General transaction banking experience is valuable, but this role requires explicit mastery of Oracle’s modern product layers. Applicants must structure their CV headers and experience bullet points to showcase direct involvement with OBLM configuration, OBVAM account structures, or OBP system pathways to instantly clear automated screening mechanisms.
• Quantify the Transformation Project Scale: The screening team looks for engineers who understand the gravity of large-scale transformations. Candidates should explicitly state the magnitude of the projects they have supported—for example: "Led the techno-functional integration of an enterprise OBLM module for a multi-regional transformation project, optimizing liquidity structures for over 50,000 corporate banking entities."
• Emphasize Your Cross-Functional Translation Ability: This role acts as a critical translator between pure-play business requirements and technical development teams. During potential interviews, candidates should focus their narratives around real-world examples where they successfully broke down complex corporate cash management requests into functional technical blueprints that eliminated vendor delivery friction.